Benefits of Hagerty Vintage Camper Trailer Insurance
All roads lead to adventure and fun with a vintage camper trailer. Hagerty is the only specialty carrier that protects the campers your clients love with Guaranteed Value®. Plus, they’ll get coverage built just for their camper and how they use it.
Guaranteed Value®
We’ll work with you and your client to determine an accurate value for their trailer. If a covered total loss happens, we’ll pay that amount. Guaranteed.
Premises Liability
Your client can rest easy knowing their camper trailer is protected when it’s not under tow and is being used on site.
Personal property
Also included is protection up to $1,500 for items like clothing, furnishings and electronics and up to $500 for awnings.
Expert claims handling
You’ll always talk to accessible, in-house specialist who understands camper repair. Your client can choose the shop or do the work themselves (we’ll pay them).
Additional Coverages
Vehicle Under Construction
For an additional $20/yr., your client’s trailer is protected while being restored or renovated and they’ll get 10% automatic quarterly value increases to the its Guaranteed Value®. Includes $750 in automotive tool coverage.
Evacuation Expense
Add $5 to the policy and your client gets a portion of reasonable expenses paid for while moving vehicles from an area experiencing emergency conditions.
Cherished Salvage®
Your client keeps their camper in the event of a covered total loss with no deduction for salvage and still receives the full Guaranteed Value (less any deductible). Cost is 15% of the vehicle’s comprehensive and collision premium.
Qualifying for vintage camper trailer insurance
Before your client hitches it up, check out what qualifies
- The camper must be towable—motorized campers are not eligible
- The minimum insured value is $2,000
- Campers must be 25 years or older. Newer replicas will be considered
- Condition must be good to better condition, unless the camper is undergoing active restoration.
- Your client can’t live in their camper full-time or use it for business
- No outside storage allowed in Florida, or within 50 miles of the coast in Louisiana
- Exterior and interior photos required
Policies underwritten by Essentia Insurance Company. Hagerty determines final risk acceptance. Some coverage not available in all states. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.