Get custom car insurance for your client’s kit car, replica, or street rod.
The degree to which your client's vehicle is modified and the types of modifications determine whether it fits our program.
Vehicles modified with any nitrous components do not fit our program.
Replicas should duplicate vehicles that are no longer in production, such as '50s Porsche Speedsters or '20s Mercedes Benz Roadsters. Because the quality of these vehicles' construction can vary greatly, we may require additional documentation of the vehicle's condition prior to offering a policy. To qualify for our program, replicas must meet the following requirements:
Other modified vehicles, such as lowriders and tuners, must meet additional underwriting criteria.
Vehicles that have been modified with 650 or more horsepower can be considered. To qualify for our program, they must meet the following requirements:
Lowriders are vehicles that use hydraulic and air suspension to lower or bounce the car. To qualify for our program, lowriders must meet the following requirements:
Tuners are generally Asian or European manufactured sport compact vehicles that are highly customized for looks and/or performance. These vehicles are usually 1990 and newer. Typical modifications include tuned engines, body kits, carbon fiber, custom paint, wheels, and interiors featuring elaborate stereo equipment, TVs, video game systems, etc. To qualify for our program, tuners must meet the following requirements:
* A deductible is not required in New Hampshire
Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.