Insurance products

Insurance products through Hagerty

Policies through Hagerty are designed for classic and collector vehicles, and to help make sure your clients' vehicles last.

Benefits of insuring through Hagerty

Guaranteed Value®

We'll agree on a fair value for your client's vehicle up front. And in the event of a covered total loss, we'll pay that amount minus any deductibles.* Guaranteed.

Flexible usage

Classic and collector cars are made to be driven, which is why we allow errands or driving to work, up to 60 times per year in most states - not just to shows and parades.

Expert claims

Hagerty adjusters are trained in classic car repair, and we have a parts specialist on staff to track down hard-to-find replacements. That means repairs are done the right way.

Key extras

Get Hagerty classic car magazine, classic car valuation tools, and carcierge service formulated especially for classic cars and classic car owners.

Additional coverages 

Coverages for collectors that larger car insurers don't offer

Roadside assistance

Soft-strap towing that doesn't damage classic vehicles

Business insurance

Coverage for builders, museums, dealerships and more

High value vehicle collections

A suite of best-in-class services for car lovers with high value collections.


*Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law.

Membership by Hagerty Drivers Club (HDC), a non-insurance subsidiary of The Hagerty Group, LLC. Only the HDC Program Guide contains a complete description of benefits. Purchase of insurance not required for membership in HDC.

Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements. Hagerty determines final risk acceptance.