Living the Hagerty Way

Frank and Louise Hagerty started out as personal lines insurance agents. But their true passion was vintage boats and classic cars, and they had a problem: they couldn't find insurance coverage for their treasured wooden boats.

So, in 1984, Frank and Louise invented their own. Out of the family basement, they launched the first Agreed Value policy for boats, completely changing the way collector boats were insured. This specialty coverage was a big hit, and within a few years, half of all vintage boat owners were Hagerty clients.

Then, in '91 they decided that classic cars deserved better coverage too, and they introduced the first specialty auto policy that combined Agreed Value, flexible usage and in-house claims handling.

Over three decades, Hagerty has become the worldwide leader of collector car and boat insurance. Our passion for the hobby and the firm belief that our clients deserve the best has kept us innovative every step of the way. And things just keep getting better.

Here's a quick rundown:


Two of Frank and Louise's children, McKeel and Kim, come home to run the family business. They had vowed to never make a career in insurance.


We launch Overseas Shipping and Touring Coverage.


Hagerty Drivers Club, the first roadside assistance program designed exclusively for collector cars, debuts. Features include guaranteed flatbed trailers for towing.

Our article "Drivers Beware: The Ten Most Dangerous Foods to Eat While Driving" gets national press and becomes a question on TV's "Jeopardy."


We unveil PCS, a swanky suite of products and services designed for high-end collectors.


We found the Collectors Foundation, a non-profit with the goal to "Protect the past. Build the Future," by funding education and training within the collector community.


We publish the first issue of Hagerty Magazine (now Hagerty Classic Cars).

Then, we go international and open an office in the U.K.


The first issue of Hagerty's Cars That Matter, a definitive price guide for collector cars is published. Now it's called Hagerty Price Guide.

We also introduce commercial coverage, designed exclusively to protect businesses that serve the collector car community.


Notching up our hobby involvement, we established the Historic Vehicle Association®, North American's FIVA affiliate. The HVA is committed to celebrating and advancing our automotive heritage and its place in American culture.

Next, we cross the border into Canada.


We invent Guaranteed Value, an evolution of our legendary Agreed Value policy.

Hagerty Employee, Jonathan Klinger begins 365 Days of A and drives a '30 Model A every day for a year.

Over 100 Hagerty employees finish the restoration of a '30 Model A. Now it's a yearly tradition.